Takaful Malaysia

Takaful myProton Insurance Program

Takaful myProton Insurance Program is a comprehensive takaful product designed exclusively for Proton vehicle owners.

A comprehensive motor takaful product that provides coverage for your Proton Vehicle in the event of loss of damage due to accidents, fire, or theft, as well as third party for bodily injury or death, and property loss or damage.

 

We offer three (3) comprehensive plans under Takaful myProton Insurance Program – PIP Basic Plan, PIP Plan, and PIP Plus Plan which are designed to provide reliable protection and added peace of mind.

 

Enjoy a wide range of benefits, such as:
⦁ Agreed Value coverage of up to 12 years;
⦁ Flood Relief coverage of up to RM1,000;
⦁ Motor Personal Accident coverage for participants and authorised drivers;
⦁ And many more.
For full details on the coverage, terms and conditions, please refer to the respective Product Disclosure Sheet for each plan.

Key Benefits

Comprehensive Cover

We protect you from losses or damage due to accident, fire, theft as well as third party bodily injury and third party property losses or damages.

24/7 roadside assistance program

Unlimited towing for private cars.

Additional coverage

For your peace of mind, this coverage includes windscreen, windows and sunroof, legal liability to passengers, legal liability of passengers for negligence acts, inclusion of special perils and strike, riot and civil commotion and many more.

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Eligibility

Vehicle age must be up to 12 years old.

All Proton vehicle models as long as the sum covered is RM250,000 and below.

Participant’s Entry age (age next birthday) must be 17 years old and above.

Coverage Period: One year

How to Apply

Contact our Proton Authorised Dealer

FAQ

This product covers:

  1. Loss or damage to your own vehicle due to accident, fire or theft.
  2. Your liability or your authorized drivers’ liability to third party for:

    1. Bodily injury or death; and
    2. Property loss or damage
  3. Benefits exclusively offered for Proton Internal Combustion Engine (ICE) vehicles from Proton Edar Sdn Bhd only:

    1. Agreed Value up to 12 years;
    2. No Betterment up to 10 years;
    3. All Drivers;
    4. No Excess Damage Claim;
    5. Unlimited Towing – Unlimited Mileage (including Accident);
    6. Flood Relief;
    7. Key Care (Key Replacement); and
    8. Motor Personal Accident (applicable to the Participant and Authorized Drivers).

The contribution you have to pay may vary depending on the No Claim Discount (NCD) entitlement, additional benefits and our rating factors such as the sum covered, vehicle’s age, vehicle make and model as well as the driver’s age.

Yes. You may cancel your certificate at any time by giving a written notice to our CSU via email (csu@takaful-malaysia.com.my), by visiting any of our Takaful myCare Centres (TMCC) or Proton Authorised Dealer, or through myTakaful Customer portal (myTakafulCustomer – LOGIN). Upon cancellation, you are entitled to a pro-rated refund of the contribution provided you have not made any claim. There will be no cancellation fee.

Agreed Value is the amount of sum covered that we will reimburse you in the event of total loss or theft. Whereas Market Value is the amount of sum covered that we will reimburse you according to the market value of your car at the time of total loss or theft but subject to the sum covered as selected by you.

The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to applicable limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Takaful Malaysia or PIDM (visit www.pidm.gov.my/en).

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