Takaful Malaysia

Takaful myHome Cover

Comprehensive one-stop solution that offers customizable coverage to safeguard your property

Protect your home as you protect the family. Get your home coverage plan from as low as RM60 a year!*

*Subject to certificate terms, exclusions and conditions.

Key Benefits

Customizable Coverage

Customized coverage with any 16 additional benefits with an affordable contribution

No Excess

No excess will be imposed, ensuring a straightforward and transparent coverage plan

Assistance Allowance

Receive Assistance Allowance of RM500 annually in the event of a fire and flood

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Eligibility

Public - legal owners of properties (building and/or contents) i.e. house owners, house holders and renters/tenants

How to Apply?

FAQ

The contribution that you have to pay may vary depending on our underwriting requirements and the perils you opted.

This product does not cover certain losses, such as:

  1. War, invasion, act of foreign enemy, hostilities or any act of terrorism.
  2. Cessation of Works of Confiscation by order of the government or Public Municipal or Local Authority
  3. Spontaneous Combustion
  4. Nuclear weapons or ionizing radiations or contaminations
  5. Consequential loss or damage of any nature
  6. Property damage to data or software
  7. The “Liability to the Public” section does not cover any asbestos related injury or damage involving the use, presence, existence, detection, removal, elimination or avoidance of asbestos or exposure or potential exposure to asbestos
  8. Any other events prohibited by Shariah principles

 

Note: The above list is non-exhaustive. Please refer to your certificate wording for the full list of the exclusions under this product.

You may cancel your certificate by giving a written notice to us. Upon cancellation, you are entitled to a refund of contribution after charging based on pro rata for the time coverage has been in force or minimum contribution payable, whichever is higher.

The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Takaful Malaysia or PIDM (visit www.pidm.gov.my/en).

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