The basic Fire Takaful covers loss or damage to your property caused by fire, lightning and domestic explosion in any building provided such building only applicable to basic cover of domestic explosion.
The certificate may be extended to include the following special perils permitted under the Revised Fire Tariff (RFT).
– Aircraft Damage
– Earthquake and Volcanic Eruption
– Storm, Tempest
– Flood
– Explosion
– Impact Damage
– Bursting & overflowing of water tanks apparatus or pipes
– Electrical Installation Clause B
– Bush/Lalang Fire
– Subsidence and Landslip
– Spontaneous Combustion
– Riot, Strike and Malicious Damage
– Damage of Falling Trees or Branches and objects therefrom
– Cold Storage / Incubator Clause B
The covered property includes:
– Buildings
– Stock (raw materials, finished and unfinished goods and etc.)
Contents (plants & machinery, furniture, fittings and fixtures, office equipment and tools etc.)
Extend protection
to cover loss of rent, architects, surveyors' and engineers' fees, and the removal of debris at no additional costs to you.
Additional benefits to cover loss of rent and perils with a minimal contribution
due to flood, bursting or overflowing of water tanks, impact damage, malicious damage, riot and strike.
Property owners
Coverage period: 1 year
The total annual contribution that you have to pay may vary depending on our underwriting requirements and the perils you opted for. Subject to a minimum contribution of RM60.00 for dwelling and RM75.00 for non-dwelling
This Product does not cover certain losses, such as:
Note: This list is non-exhaustive. Please refer to the Certificate for the full list of exclusions under this product
You may cancel your certificate at any time by giving written notice to us. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim.
The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Takaful Malaysia or PIDM (visit www.pidm.gov.my/en).
