myMedik
myMedik
With healthcare costs rising by 10 to 15% annually in Malaysia, myMedik provides an affordable way to safeguard your health. Enjoy comprehensive medical protection with room and board coverage of up to RM500 per day and an annual limit of up to RM1.5 million, with contributions made more affordable through the Co-Takaful feature!
Annual limit of up to RM1.5 Million with MedikBooster
Affordable coverage with no lifetime limit
Daily cash allowance up to RM250 at government hospital
Malaysians aged 6 to 69 years old
Coverage Period until 85 years old
An individual aged 19 years old next birthday to 69 years old next birthday can apply for this plan. As a parent, you can also apply for this plan for your child who must be at least 6 years old next birthday to 18 years old next birthday at the point of the enrolment.
No, this plan provides you with instant underwriting decisions where you just need to answer the relevant underwriting questions depending on the health condition of the person covered.
Yes, an e-medical card will be provided for this plan, which you will receive via email after the application is successful. You may also log in to our myTakaful Customer portal and download the e-medical card.
The contribution amount varies according to the plan option, Co-Takaful option, contribution payment mode, gender, and attained age of the person covered at subsequent year’s renewal.
If you cancel your certificate within the 15-day free-look period from the date of delivery of the e-certificate, the total contribution that you paid will be refunded. However, if you cancel after the 15-day free-look period, you may be entitled to a portion of the contribution refund as determined by us provided that there is no claim made during the current certificate year.
The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Takaful Malaysia or PIDM (visit www.pidm.gov.my/en).
