Group Personal Accident

This Group Personal Accident plan covers a group of individuals against bodily injury caused by violent, accidental, external and visible means.

Key Benefits

Cover accidental death

Cover permanent disablement

Optional cover

Temporary total disablement, temporary partial disablement, medical & surgical treatment

Frequently Asked Questions (FAQ)

The total annual contribution that you have to pay may vary depending on the sum covered, occupational classification and our underwriting requirements. Subject to a minimum contribution of RM50.00.

This plan does not cover certain losses, such as:

Hazardous sports – water ski jumping, polo, hunting, mountaineering necessitating ropes, boxing, wrestling, racing of any kind other than on foot.
Racing, speed-trial and testing of vehicles.
Pre-existing physical or mental illness.
Suicide/self-injury.
Disease and sickness.
Intoxication by alcohol or drugs.
Pregnancy or miscarriage or childbirth.
War and kindred perils.
Whilst committing any unlawful act.
Nuclear-related risks.
Any other events prohibited by Shariah principles.

Note: This list is non-exhaustive. Please refer to the Certificate for the full list of exclusions under this product.

You may cancel your certificate by giving a written notice to us. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim.

The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Takaful Malaysia or PIDM (visit www.pidm.gov.my/en).

Key Benefits

Eligibility

How to Apply?

Frequently Asked Questions (FAQ)