Takaful Malaysia

Foreign Workers Takaful Guarantee

A guarantee in the form of a security deposit for the employment of foreign workers

Under Regulation 21 of the Immigration Regulations, you are required by the Immigration Department to provide a guarantee in the form of a security deposit for the employment of foreign workers (excluding Domestic Maids).

 

This guarantee is to cover the repatriation expenses of the workers who may be required to be sent back to their country of origin during their employment in Malaysia by the authorities. The reasons of sending back the foreign workers to their origin country could arise from the following situations:

 

• Breach of Immigration Act.

 

• The worker being involved in illegal and illicit activities such as drug, immoral work, etc.

 

• Your company goes into liquidation and is unable to provide the return passage for the workers.

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Eligibility

Employers of the foreign workers.

How to Apply?

FAQ

The total contribution that you have to pay may vary depending on the nationality of the worker and our underwriting requirements. Subject to a minimum contribution of RM50.00.

This plan will serve as a guarantee to the Immigration Department to cover repatriation expenses in the event your worker is required by the authorities to be sent back to their country of origin during their stay in Malaysia.

You may cancel your certificate by giving a written notice to us. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim.

The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Takaful Malaysia or PIDM (visit www.pidm.gov.my/en).

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