Similar to the Workmen’s Compensation scheme, liability may be attached to you as an employer should your employees sustain bodily injury or disease caused by accidents during the course of employment.
For categories of employees not protected by the Workmen’s Compensation Act’s or SOCSO, liability at law would still exist and you may obtain indemnity under the Employer’s Liability.
Cover the sum of the compensation
that the employer has to pay to the employee due to the accidental bodily injury or disease
Recovery cost and expenses
by any claimant against the Participant
With our written consent
Cover all costs and expenses of litigation
Licensed employer.
The total annual contribution that you have to pay may vary depending on the risk exposure, our underwriting requirements, the sum covered and the nature of your business. Subject to a minimum contribution of RM75.00.
This plan does not cover certain losses, such as:
You may cancel your certificate by giving a written notice to us. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim.
The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Takaful Malaysia or PIDM (visit www.pidm.gov.my/en).
