This plan provides coverage for your computers and other electronic equipment and it applies whether the items are at work or at rest or being dismantled for the purposes of cleaning, overhauling, or being shifted within the premises.
Any physical loss will be compensated unless the loss is excluded. Items damaged or destroyed must be due to sudden unforeseen circumstances, whereby they are no longer able to function properly.
Cover Material Damage
on all hardware installation including peripheral equipment and accessories
Cover External Data Media
cost of reinstating any data media lost such as hard discs, tapes, and other external data media used for storage of computer-based information
Cover Increased Cost of Working
Provides indemnity for additional expenditure or increased cost of working following material loss or damage by indemnifying the cost of hiring equipment for backup
Owner of the Electronic Equipment.
The total annual contribution that you have to pay may vary depending on the risk exposure, our underwriting requirements, and the sum covered by the property. Subject to a minimum contribution of RM250.00.
This plan does not cover certain losses, such as:
You may cancel your certificate by giving a written notice to us. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim.
The benefit(s) payable under eligible product is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Takaful Malaysia or PIDM (visit www.pidm.gov.my/en).
